Adster Creative Inc.

Industry 

Marketing/Adverising

Country 

Canada

Long Business Description

Since 1998, the team at Adster Creative has been providing world-class digital marketing solutions to businesses across North America. As one of only a select few Featured Google Partners found in Canada (and the only Featured Google Partner in Alberta), the team at Adster is committed to continuously offering measured, results driven digital marketing solutions to our clients.

Business Address 

9816A 44 Ave NW

City 

Edmonton

Province / State 

AB

Postal Code / ZIP Code 

T6E 5E5

Business Website Address 

Adster Creative

Business Phone Number 

1-(888)-991-1657

How PLM Software is Changing the Retail Industry

A retail product goes through a complex cycle of development, production, and distribution from the moment it’s approved for production to the moment it lands in a consumer’s hands. Retail companies must continuously evolve to keep up with the latest consumer trends and develop viable product lines. 

But to ensure maximum profit, they must also stay on top of new technologies that help them stay ahead of their competitors, track product data, and speed up the product life cycle without cutting corners in quality. Retail product lifecycle management software can provide a reliable framework for successfully developing and launching new products. 

Common Problems in Retail

In retail, the speed with which a company can bring a product to market can be a critical factor in the success of the product launch. Inefficiencies and gaps in product development workflow processes can become significant hindrances, especially when the company also lacks streamlined and comprehensive communication between suppliers and internal departments. 

Without clearly delineated schedules and metrics goals, product development timelines and costs can both quickly grow past salvageable limits. And if a retail company plans to test its product with market segments without having clear goals and reliable methods of data compiling and tracking, it may have difficulty gleaning meaningful results from the testing efforts. 

What is Product Life Cycle Management?

Product Lifecycle Management, or PLM, refers to the entire process of creating, developing, producing, and distributing a private-label or branded product. PLM describes a standardized system of managing the entire product lifecycle, from its inception to its sale on the retail market. 

Many industries have developed their own methodologies unique to the needs of its sellers and manufacturers, but all PLM systems share some framework commonalities. The goal of retail PLM is to streamline the process to maximize efficiency, profit, product quality, and, ultimately, customer satisfaction. 

How Can PLM Software Help a Retail Business?

The right PLM software can help a business keep track of its product lifecycle digitally and within one comprehensive system. By streamlining the steps and gathering data in real-time, retail PLM software allows businesses to make faster product lifecycle decisions. It increases the speed with which a company can bring its products to market. 

In turn, this increases the company’s overall productivity while driving production and development costs down, maximizing profits, and driving higher margins. Retail PLM software can facilitate collaboration between a company’s different departments, centralizing all facets of the stages of production, and control sampling and production costs. 

Once the product has been released to market, PLM software can help companies compile accurate data about its market reach and make better production decisions going forward. 

A Finger on the Pulse of Your Production Cycles

PLM software for retail can improve, upgrade, or even completely overhaul the company’s product development workflows, ultimately resulting in shortened concept-to-delivery timelines and more efficient production lifecycles. 

The best PLM software helps companies leverage cutting-edge technology to boost product innovation, become more competitive at a larger scale, grow its customer satisfaction, and realize higher profit margins. In a market increasingly steered by data-driven insights and technological advances, retail PLM can be a powerful tool in a retail company’s product development process. 

BEST Home Repair Services

We help you to WIN new customers every day.

Our BEST Business Directory is on page ONE in most search engines.

Try to google for example:

Markham BEST Business Directory

Vancouver BEST Business Directory

or any other Canadian city BEST Business Directory and you will find our BEST Business Directory right away.

Let us help highlight Your Business in one of the First directories online customers will open too.

Join BEST Canadian companies in our BEST Business directory.

Submit a request to be listed today and take advantage of our current promotion.

***

Oven Repair

Dryer Repair

Washing Machine Repair

Dishwasher Repair

Refrigerator Repair

Stove Repair

Freezer Repair

Microwave Repair

Range Repair

Appliances Service

Kitchen Appliances Repair

Home Appliances Repair

 ***

Canadian Business Pages IV

We help you to WIN new customers every day.

Our BEST Business Directory is on page ONE in most search engines.

Try to google for example:

Markham BEST Business Directory

Vancouver BEST Business Directory

or any other Canadian city BEST Business Directory and you will find our BEST Business Directory right away.

Let us help highlight Your Business in one of the First directories online customers will open too.

Join BEST Canadian companies in our BEST Business directory.

Submit a request to be listed today and take advantage of our current promotion.

Find your company in our directory pages and create a link on your website to allow your Prospective and Current Customers see you are listed in BEST Business directory.

Winnipegosis Business Pages

Windham Centre Business Pages

Willow Beach Business Pages

Whiteshell Business Pages

Westmorland Business Pages

Wareham-Centrvle Business Pages

Wardsville Business Pages

Wanham Business Pages

Wandering River Business Pages

Viscount Business Pages

Vanscoy Business Pages

Vanessa Business Pages

Val Rita Business Pages

Tyndall Business Pages

Townsend Business Pages

Torrington Business Pages

Tomahawk Business Pages

Toledo Business Pages

Thornloe Business Pages

Thetis Island Business Pages

Temiscouata-Sur-le-lac Business Pages

Tahsis Business Pages

Strome Business Pages

Stillwater Lake Business Pages

Stephenvle Xing Business Pages

Ste-Emelie-lenrg Business Pages

Ste-Agathe-nord Business Pages

St-Norbert-artha Business Pages

St-Hilaire Business Pages

St-Gedeon-beauce Business Pages

Springside Business Pages

Spalding Business Pages

Silverton Business Pages

Siksika Business Pages

Seven Persons Business Pages

 ***

Selby Business Pages

Sainte-Ursule Business Pages

Sainte-Sabine Business Pages

Sainte-Barbe Business Pages

Saint-Romain Business Pages

Saint-Joseph-de-beauce Business Pages

Saint-Jerôme Business Pages

Saint-Jean-port-joli Business Pages

Saint-Jean-baptiste Business Pages

Saint-Donat-de-montcalm Business Pages

Saint-Cuthbert Business Pages

Saint-Clement Business Pages

Rose Prairie Business Pages

Rockglen Business Pages

Robinsons Business Pages

Riviere-Verte Business Pages

Riverhurst Business Pages

River Glade Business Pages

Rigolet Business Pages

Resolute Business Pages

Renous Business Pages

Ralston Business Pages

Ragueneau Business Pages

Prvost Business Pages

Providence Bay Business Pages

Prospect Business Pages

Portugal Cove-St Ph Business Pages

Point Leamington Business Pages

Pierson Business Pages

Ochre River Business Pages

Oak River Business Pages

 ***

North Wiltshire Business Pages

Newfoundland And Labrador Business Pages

Natashquan Business Pages

Nanticoke Business Pages

Musgrave Harbour Business Pages

Montréal-Nord Business Pages

Montney Business Pages

Mont-Saint-gregoire Business Pages

Mill Village Business Pages

Middlesex Business Pages

Margo Business Pages

Loreburn Business Pages

Lodgepole Business Pages

Lawrenceville Business Pages

Kola Business Pages

Kelliher Business Pages

Hillier Business Pages

Halton Hills Business Pages

Grayson Business Pages

Govan Business Pages

Gooderham Business Pages

Glentworth Business Pages

Glen Haven Business Pages

Girouxville Business Pages

Frelighsburg Business Pages

Fredericton Jct Business Pages

Fort Mackay Business Pages

Fort Fraser Business Pages

Foresters Falls Business Pages

Forest Grove Business Pages

Fauquier Business Pages

Elmwood Business Pages

Edmonton Ab Business Pages

Duntroon Business Pages

Dunlop Business Pages

 ***

Dunchurch Business Pages

Drake Business Pages

Dover Centre Business Pages

Dosquet Business Pages

Dodsland Business Pages

Dingwall Business Pages

Cromer Business Pages

Cow Head Business Pages

Coral Harbour Business Pages

Coal Harbour Business Pages

Clyde River Business Pages

Cloyne Business Pages

Chalk River Business Pages

Cargill Business Pages

Brookside Business Pages

Boundary Creek Business Pages

Betsiamites Business Pages

Belleisle Creek Business Pages

Belgrave Business Pages

Beaver Creek Business Pages

Balderson Business Pages

Baker Brook Business Pages

Auclair Business Pages

Armstrong Stn Business Pages

Alida Business Pages

Ahousat Business Pages

Zeballos Business Pages

Wynndel Business Pages

Wymark Business Pages

Woss Business Pages

Woodview Business Pages

Windsor Junction Business Pages

Westbury Business Pages

West Brome Business Pages

Wentworth-Nord Business Pages

Wawanesa Business Pages

Waskaganish Business Pages

Waskada Business Pages

 ***

Van Anda Business Pages

Val Marie Business Pages

Tulita Business Pages

Torquay Business Pages

Telegraph Creek Business Pages

Sunny Corner Business Pages

Stratton Business Pages

Ste-Marie-kent Business Pages

Ste-Marg-drchstr Business Pages

Ste-Marg-d-massn Business Pages

Ste-Cecile-mashm Business Pages

Ste-Brigitte-lvl Business Pages

St-Paul-montminy Business Pages

St-Marc-s-richl Business Pages

St-Laurent-d’orl Business Pages

St-Jacques-leeds Business Pages

St-Felix-kingsey Business Pages

St-Fabien-panet Business Pages

St-Cyprien-nprvl Business Pages

St-Blaise-richlu Business Pages

St-Barnabe-nord Business Pages

St-Anne-madawska Business Pages

St Louis Business Pages

St Joachim Business Pages

St Gregor Business Pages

St Andrews West Business Pages

Spring Bay Business Pages

Southport Business Pages

South Baymouth Business Pages

Somerville Business Pages

Sheguiandah Business Pages

Shearwater Business Pages

Severn Business Pages

Senneville Business Pages

Scotsburn Business Pages

Savant Lake Business Pages

Saturna Business Pages

 ***

Salford Business Pages

Sainte-Marthe Business Pages

Sainte-Elisabeth Business Pages

Sainte-Anne-de-bellevue Business Pages

Saint-Wenceslas Business Pages

Saint-Ubalde Business Pages

Saint-Samuel Business Pages

Saint-Roch-de-l’achigan Business Pages

Saint-Jérôme Business Pages

Saint-Jean-port-jol Business Pages

Saint-Gilles Business Pages

Saint-Armand Business Pages

Saddle Lake Business Pages

Rockton Business Pages

Rockport Business Pages

Riverside-Albert Business Pages

Queenston Business Pages

Pubnico Business Pages

Portneuf-Sur-mer Business Pages

Pokemouche Business Pages

Pine River Business Pages

Paynton Business Pages

Pangman Business Pages

Oxford House Business Pages

Otter Lake Business Pages

Old Crow Business Pages

Notre-Dame-laus Business Pages

Notre-Dame-des-prai Business Pages

Notre-Dame-de-l’ile Business Pages

Noonan Business Pages

New Harbour Tb Business Pages

New Denmark Business Pages

 ***

New Bothwell Business Pages

Musquodoboit Harbour Business Pages

Mulhurst Bay Business Pages

Montrose Business Pages

Moberly Lake Business Pages

Meota Business Pages

Maryfield Business Pages

Marsden Business Pages

Marbleton Business Pages

Maberly Business Pages

Londesborough Business Pages

Logy Bay Business Pages

Les Mechins Business Pages

Laurel Business Pages

Larder Lake Business Pages

Landrienne Business Pages

Lac-Simon Business Pages

Lac-Aux-sables Business Pages

Kugluktuk Business Pages

Koksilah Business Pages

Kincaid Business Pages

Kiamika Business Pages

Kenton Business Pages

Kaladar Business Pages

Ile-A-la-crosse Business Pages

Hodgeville Business Pages

Hilda Business Pages

Herouxville Business Pages

Heatherton Business Pages

Hawkesville Business Pages

Harwood Business Pages

Griffith Business Pages

Greenville Business Pages

Grassland Business Pages

Goshen Business Pages

Gold Bridge Business Pages

 ***

Godmanchester Business Pages

Godbout Business Pages

Glassville Business Pages

Gift Lake Business Pages

Geary Business Pages

Fort Kent Business Pages

Fond Du Lac Business Pages

Fitzroy Harbour Business Pages

Falconbridge Business Pages

Fairfield Business Pages

Eyebrow Business Pages

Eel River Xing Business Pages

Eagle River Business Pages

Dungannon Business Pages

Duhamel-Ouest Business Pages

Dubreuilville Business Pages

Downsview Business Pages

Domremy Business Pages

Desbiens Business Pages

Deline Business Pages

Cumberland House Business Pages

Cumberland Beach Business Pages

Crediton Business Pages

Cow Bay Business Pages

Coutts Business Pages

Cookville Business Pages

Coleville Business Pages

Churchill Falls Business Pages

Chisasibi Business Pages

Charing Cross Business Pages

Carcross Business Pages

Canton-De-hatley Business Pages

Buchanan Business Pages

Brucefield Business Pages

Brebeuf Business Pages

Bras D’or Business Pages

 ***

Brant Business Pages

Boutiliers Point Business Pages

Bolton-Est Business Pages

Birch River Business Pages

Bay Bulls Business Pages

Barrington Psge Business Pages

Badgers Quay Business Pages

Authier Business Pages

Astorville Business Pages

Arundel Business Pages

Arnes Business Pages

Ardmore Business Pages

Algonquin Highlands Business Pages

Alcove Business Pages

Zenon Park Business Pages

Youngs Point Business Pages

Wyebridge Business Pages

Wood Mountain Business Pages

Williamswood Business Pages

Whalley Business Pages

Western Shore Business Pages

Webequie Business Pages

Walsingham Business Pages

Waasis Business Pages

Victoria Beach Business Pages

Vibank Business Pages

Vavenby Business Pages

Val-Des-bois Business Pages

Val-D’amour Business Pages

Val-Alain Business Pages

Uranium City Business Pages

Upper Kennetcook Business Pages

Turkey Point Business Pages

Trinity Tb Business Pages

Tribune Business Pages

Tide Head Business Pages

 ***

Temiscouata-Sur-le- Business Pages

Summerville Business Pages

Stony Rapids Business Pages

Steeves Mountain Business Pages

Ste-Rose-watford Business Pages

Ste-Anne-sorel Business Pages

Ste-Anne-sault Business Pages

Stanbridge East Business Pages

St-Tite-des-caps Business Pages

St-Patrice-brvg Business Pages

St-Nazaire-st-jn Business Pages

St-Michel-bellch Business Pages

St-Fran-riv-du-s Business Pages

St-Charles-belle Business Pages

St-Antoine-tilly Business Pages

St Benedict Business Pages

Sprucedale Business Pages

Shuniah Business Pages

Shilo Business Pages

Sedley Business Pages

Seba Beach Business Pages

Seabright Business Pages

Scotstown Business Pages

Schanzenfeld Business Pages

Sandy Cove Business Pages

Salt Springs Business Pages

Salmon River Business Pages

Sainte-Eulalie Business Pages

Sainte-Anne-de-bell Business Pages

Saint-Valere Business Pages

Saint-Pacome Business Pages

Saint-Leon Business Pages

Saint-Lambert-de-lauzon Business Pages

 ***

Saint-Jules Business Pages

Saint-Irenee Business Pages

Saint-Henri-de-levis Business Pages

Saint-Faustin-lac-carre Business Pages

Saint-Donat Business Pages

Saint-Alphonse-de-granby Business Pages

Saint- Business Pages

Rosenfeld Business Pages

Rosemère Business Pages

Roachville Business Pages

Riviere-Heva Business Pages

Richmound Business Pages

Pte-Au-baril-stn Business Pages

Powerview Business Pages

Portugal Cove-St Philips Business Pages

Port Hastings Business Pages

Port Credit Business Pages

Plenty Business Pages

Pine Glen Business Pages

Pickardville Business Pages

Perrault Falls Business Pages

Pennant Station Business Pages

Parham Business Pages

Palmarolle Business Pages

Pabos Business Pages

Old Ridge Business Pages

Old Perlican Business Pages

Ogoki Business Pages

Oakhill Business Pages

Novar Business Pages

North Preston Business Pages

North Portal Business Pages

Norris Point Business Pages

 ***

Normetal Business Pages

Nigadoo Business Pages

Newbrook Business Pages

Neudorf Business Pages

Neerlandia Business Pages

Nd-Du-mt-carmel Business Pages

Nasonworth Business Pages

Murray Harbour Business Pages

Mount Carmel Business Pages

Montréal-Ouest Business Pages

Montpellier Business Pages

Mont-Carmel Business Pages

Milford Bay Business Pages

Milden Business Pages

Metabetchouan-Lac-a Business Pages

Mervin Business Pages

Medstead Business Pages

Mclaughlin Business Pages

Mcauley Business Pages

Maymont Business Pages

Maryhill Business Pages

Marquette Business Pages

Marion Bridge Business Pages

Marcelin Business Pages

Mallaig Business Pages

Makkovik Business Pages

Madawaska Business Pages

Lutes Mountain Business Pages

Livelong Business Pages

Lefaivre Business Pages

Lavigne Business Pages

Laverlochere Business Pages

Larouche Business Pages

Lantier Business Pages

Lac-Sainte-marie Business Pages

 ***

Lac-Kenogami Business Pages

La Salette Business Pages

La Durantaye Business Pages

L’amable Business Pages

Kugaaruk Business Pages

Kirkton Business Pages

Kings Business Pages

Kimmirut Business Pages

Kangirsuk Business Pages

Jansen Business Pages

Iroquois Falls A Business Pages

Inukjuak Business Pages

Hunts Point Business Pages

Howick Business Pages

Howden Business Pages

Herring Cove Business Pages

Heart’s Delight Business Pages

Hampden Business Pages

Grovedale Business Pages

Griffin Business Pages

Greens Harbour Business Pages

Greenbank Business Pages

Grande-Entree Business Pages

Gjoa Haven Business Pages

Gascons Business Pages

Gainsborough Business Pages

Fort Liard Business Pages

Fawcett Business Pages

Fairford Business Pages

Enoch Business Pages

English Harbor W Business Pages

Elsipogtog Fn Business Pages

Durham-Sud Business Pages

Dupuy Business Pages

Desch-S-st-larnt Business Pages

Denare Beach Business Pages

Craven Business Pages

 ***

Come By Chance Business Pages

Clarkson Business Pages

Choiceland Business Pages

Châteauguay Business Pages

Central Okanagan Business Pages

Canton Bedford Business Pages

Cando Business Pages

Candle Lake Business Pages

Calahoo Business Pages

Bulyea Business Pages

Brunner Business Pages

Bolton-Ouest Business Pages

Bognor Business Pages

Benson Business Pages

Beardmore Business Pages

Bcancour Business Pages

Bainsville Business Pages

Armagh Business Pages

Archerwill Business Pages

Apohaqui Business Pages

Allanburg Business Pages

Air Ronge Business Pages

Zama City Business Pages

Yahk Business Pages

Winnipeg Mb Business Pages

Willow Grove Business Pages

Wemotaci Business Pages

Wedgeport Business Pages

Waskatenau Business Pages

Wasagamack Business Pages

Warminster Business Pages

Wardner Business Pages

Wallacetown Business Pages

Wabigoon Business Pages

Verret Business Pages

Upper Woodstock Business Pages

 ***

Trout River Business Pages

Tichborne Business Pages

Tangier Business Pages

Tagish Business Pages

Sydney New South Wales 2000 Business Pages

Stead Business Pages

Ste-Brigd-d’iber Business Pages

Ste-Agathe-ltbnr Business Pages

Ste Agathe Business Pages

St. Thomas Business Pages

St-Urbain-premir Business Pages

St-Urbain-chrlvx Business Pages

St-Theo-d’acton Business Pages

St-Simon-bagot Business Pages

St-Narcisse-rmsk Business Pages

St-Lunaire-griqt Business Pages

St-Eugene-grnthm Business Pages

St-Bruno-guigues Business Pages

St-Barnabe-s Business Pages

St-Antoine-sud Business Pages

St Martin Business Pages

Sorel- Business Pages

Singhampton Business Pages

Silver Valley Business Pages

Shamrock Business Pages

Semans Business Pages

Sebright Business Pages

Sceptre Business Pages

Sambro Business Pages

Salluit Business Pages

Saints-Anges Business Pages

Sainte-Henedine Business Pages

Sainte-Flavie Business Pages

Sainte-Felicite Business Pages

Sainte-Clotilde-de- Business Pages

 ***

Sainte-Anne-des-mon Business Pages

Saint-Roch-de-l’ach Business Pages

Saint-Omer Business Pages

Saint-Mathieu-de-beloeil Business Pages

Saint-Magloire Business Pages

Saint-Léonard Business Pages

Saint-Leonard-d’aston Business Pages

Saint-Isidore-de-laprairie Business Pages

Saint-Germain-de-grantham Business Pages

Saint-Gabriel-de-brandon Business Pages

Saint-Eloi Business Pages

Saint-Charles-borromee Business Pages

Saint-Barthelemy Business Pages

Saint-Alexis-des-monts Business Pages

Saint-Alban Business Pages

Saint-Adolphe-d’howard Business Pages

Saint Laurent Business Pages

Saint Jean Sur Richelieu Business Pages

Saint Hyacinthe Business Pages

Saint Eustache Business Pages

River Hills Business Pages

Rexdale Business Pages

Restoule Business Pages

Rennie Business Pages

Red Bay Business Pages

 ***

Radway Business Pages

Pte-A-la-croix Business Pages

Prince Twp Business Pages

Preston Business Pages

Port-Daniel Business Pages

Port Rexton Business Pages

Pont-Landry Business Pages

Pointe-Du-chene Business Pages

Pointe Aux Roches Business Pages

Plevna Business Pages

Petit De Grat Business Pages

Penobsquis Business Pages

Pelican Narrows Business Pages

Oyama Business Pages

Onaping Business Pages

Notre-Dame-des-prairies Business Pages

Notre-Dame-de-l’ile-perrot Business Pages

Newbury Business Pages

Nairn Centre Business Pages

Morewood Business Pages

Montréal Qc Business Pages

Montcerf-Lytton Business Pages

Mont-Louis Business Pages

Mistatim Business Pages

Mille-Isles Business Pages

Meteghan River Business Pages

Meacham Business Pages

Mcleod Hill Business Pages

Mcdonalds Cors Business Pages

Marten River Business Pages

Lower-Woods-hbr Business Pages

Lower Post Business Pages

Lower Coverdale Business Pages

London On Business Pages

Locust Hill Business Pages




Little Fort Business Pages

Lawrencetown. Business Pages

Lac-Des-iles Business Pages

Lac-Des-aigles Business Pages

Lac Baker Business Pages

La Riviere Business Pages

Kronau Business Pages

Knutsford Business Pages

Kisbey Business Pages

Kipawa Business Pages

Kaministiquia Business Pages

Jeffreys Business Pages

Issoudun Business Pages

Huron Park Business Pages

Hopewell Business Pages

Hillview Business Pages

Hermitage Business Pages

Heinsburg Business Pages

Hebertville-Stn Business Pages

Hebbs Cross Business Pages

Head St Margrts Business Pages

Hatley Business Pages

Hartington Business Pages

Hamilton Twp Business Pages

Hagen Business Pages

Grindrod Business Pages

Grasswood Business Pages

Grande-Anse Business Pages

Grand-Sault/grand Falls Business Pages

Gods River Business Pages

Glenevis Business Pages

Glenella Business Pages

Glen Robertson Business Pages

Genelle Business Pages

Gaspé Business Pages

 ***

Garibaldi Highla Business Pages

Gambier Island Business Pages

Galt Business Pages

Fortierville Business Pages

Formosa Business Pages

Forget Business Pages

Flatrock Business Pages

Flatbush Business Pages

Fairmont Hot Spring Business Pages

Exshaw Business Pages

Eriksdale Business Pages

Empress Business Pages

Ellerslie Business Pages

Eel Ground Business Pages

Eastmain Business Pages

East Lawrencetown Business Pages

East Farnham Business Pages

Domain Business Pages

Dixonville Business Pages

Denzil Business Pages

Denny Island Business Pages

Demorestville Business Pages

Dayspring Business Pages

Dapp Business Pages

D’arcy Business Pages

Curve Lake Business Pages

Curran Business Pages

Cote-St-luc Business Pages

Corman Park Business Pages

Cookshire Business Pages

Condor Business Pages

Codrington Business Pages

Chepstow Business Pages

Chapel Arm Business Pages

Cereal Business Pages

Cedar Point Business Pages

 ***

Cayley Business Pages

Cavan Monaghan Business Pages

Caron Business Pages

Canyon Business Pages

Caesarea Business Pages

Cadogan Business Pages

C Business Pages

Burin Bay Arm Business Pages

Brunkild Business Pages

Brome Business Pages

Britannia Beach Business Pages

Bredenbury Business Pages

Boswell Business Pages

Bois-Franc Business Pages

Bluffton Business Pages

Black Duck Cove Business Pages

Bissett Business Pages

Birsay Business Pages

Benoits Cove Business Pages

Begin Business Pages

Bearskin Lake Business Pages

Bear Island Business Pages

Batchawana Bay Business Pages

Barwick Business Pages

Barons Business Pages

Baie-Des-sables Business Pages

Ashmont Business Pages

Arras Business Pages

Argyle Business Pages

Arctic Bay Business Pages

Alkali Lake Business Pages

Alhambra Business Pages

Algoma Mills Business Pages

Advocate Harbour Business Pages

Zealand Business Pages

York. Business Pages

Ymir Business Pages

 ***

Wooler Business Pages

Wolinak Business Pages

Wishart Business Pages

Winona Business Pages

Wilsons Beach Business Pages

Wilno Business Pages

Wemindji Business Pages

Wellington Station Business Pages

Webbwood Business Pages

Weagamow Lake Business Pages

Vermette Business Pages

Varna Business Pages

Vanguard Business Pages

Valhalla Centre Business Pages

Val Therese Business Pages

Upper Rawdon Business Pages

Tupperville Business Pages

Tsuu T’ina Business Pages

Trois-Rives Business Pages

Tracadie Business Pages

Tmiscaming Business Pages

Tlell Business Pages

Thompson-Nicola Business Pages

Temple Business Pages

Taymouth Business Pages

Sunnybrook Business Pages

Stornoway Business Pages

Ste-Therese-gasp Business Pages

Ste-Perp-l’islet Business Pages

Ste-Marceln-kldr Business Pages

Ste-Genev-batscn Business Pages

Ste-Clotild-hrtn Business Pages

Ste-Catherine-de-la Business Pages

Ste-Angele-monnr Business Pages

Ste-Angel-premnt Business Pages

 ***

Standon Business Pages

Stanbridge Station Business Pages

St. Pauls Business Pages

St-Sophie-halifx Business Pages

St-Mathieu-rioux Business Pages

St-Ludger-milot Business Pages

St-Louis-gonzag Business Pages

St-Louis Business Pages

St-Hubert-riv-lp Business Pages

St-Fran-xvr-brmp Business Pages

St Vincent Business Pages

St Lunaire-Griquet Business Pages

St Leon Business Pages

St Lazare Business Pages

St Judes Business Pages

St Anthony Business Pages

Spruce Home Business Pages

Springford Business Pages

Split Lake Business Pages

Spences Bridge Business Pages

Slocan Park Business Pages

Slemon Park Business Pages

Skookumchuck Business Pages

Shearstown Business Pages

Shag Harbour Business Pages

Sawyerville Business Pages

Sanikiluaq Business Pages

Sainte-Anne-des-monts Business Pages

Sainte-Anne-de-beaupre Business Pages

Sainte-Anne-de- Business Pages

Sainte-Agathe-des-m Business Pages

 ***

Saint-Vallier Business Pages

Saint-Telesphore Business Pages

Saint-Sylvere Business Pages

Saint-Rosaire Business Pages

Saint-Mathieu-de-la Business Pages

Saint-Malo Business Pages

Saint-Jean-sur-richelieu Qc Business Pages

Saint-Jean-de-dieu Business Pages

Saint-Jean-chrysost Business Pages

Saint-Gabriel-de-br Business Pages

Saint-Fabien Business Pages

Saint-Etienne-de-la Business Pages

Saint-Epiphane Business Pages

Saint-Donat-de-mont Business Pages

Saint-Charles-borro Business Pages

Saint-Camille Business Pages

S Indian Lake Business Pages

Roberts Arm Business Pages

River Hebert Business Pages

Richmond Hill On Business Pages

Riceton Business Pages

Rhein Business Pages

Ravenna Business Pages

Ramore Business Pages

Ramara Business Pages

Quinton Business Pages

Qikiqtarjuaq Business Pages

Puvirnituq Business Pages

Pte-Aux-roches Business Pages

 ***

Proulxville Business Pages

Progress Business Pages

Prince Business Pages

Prespatou Business Pages

Port Union Business Pages

Port Mouton Business Pages

Port Morien Business Pages

Port Blandford Business Pages

Pleasant Bay Business Pages

Pine Lake Business Pages

Pet-Riv-st-franc Business Pages

Peggys Cove Business Pages

Pass Lake Business Pages

Pabineau Fn Business Pages

Outer Cove Business Pages

Osage Business Pages

Onion Lake Business Pages

Ompah Business Pages

Ogden Business Pages

North Cobalt Business Pages

Normans Cove Business Pages

Nolalu Business Pages

Ninette Business Pages

Niagara-On-the-lake Business Pages

Neils Harbour Business Pages

Nd-Du-portage Business Pages

Myrnam Business Pages

Morpeth Business Pages

Monte Lake Business Pages

Minett Business Pages

Milan Business Pages

Metabetchouan-Lac-a-la-croix Business Pages

Matlock Business Pages

Massueville Business Pages

 ***

Marlbank Business Pages

Maple Grove Business Pages

Manilla Business Pages

Mactaquac Business Pages

Lundbreck Business Pages

Lrds-Blanc-sabln Business Pages

Lourdes-De-joliette Business Pages

Little Brook Business Pages

Lister Business Pages

Lingwick Business Pages

Limehouse Business Pages

Les Hauteurs Business Pages

Leile-Perrot Business Pages

Leclercville Business Pages

Lazo Business Pages

Latchford Business Pages

Las Vegas, Nv 89109 Business Pages

Lamaline Business Pages

Lake Lenore Business Pages

Lake Charlotte Business Pages

Lake Alma Business Pages

Lake Business Pages

Lac-Saguay Business Pages

La Macaza Business Pages

La Croche Business Pages

La Corey Business Pages

Koostatak Business Pages

Kinsella Business Pages

Kings Point Business Pages

Kerwood Business Pages

Kejick Business Pages

Kazabazua Business Pages

Kawartha Lakes Business Pages

Kashechewan Business Pages

Jonquière Business Pages

 ***

Jonquière Business Pages

Jogues Business Pages

Jenner Business Pages

Isle-Aux-coudres Business Pages

Islay Business Pages

Iskut Business Pages

Iron Springs Business Pages

Iron River Business Pages

Irlande Business Pages

Inkerman Business Pages

Ingonish Beach Business Pages

Ilford Business Pages

Huxley Business Pages

Huntsville, Al 35801 Business Pages

Hopewell Cape Business Pages

Hopedale Business Pages

Hinchinbrooke Business Pages

Hespeler Business Pages

Hays Business Pages

Haute-Aboujagane Business Pages

Harrison Hot Springs Business Pages

Guernsey Business Pages

Grondines Business Pages

Griswold Business Pages

Gray Rapids Business Pages

Granisle Business Pages

Grande Business Pages

Grand-Saultgrand Falls Business Pages

Gores Landing Business Pages

Goodlow Business Pages

Gods Lake Narrws Business Pages

Gillies Bay Business Pages

Ft William Fn Business Pages

 ***

Fort Steele Business Pages

Fort St James Business Pages

Fort Severn Business Pages

Fort Alexander Business Pages

Fordwich Business Pages

Foleyet Business Pages

Flinton Business Pages

Fairhaven Business Pages

Etzikom Business Pages

Ethelbert Business Pages

Englishtown Business Pages

Ellershouse Business Pages

Ebb And Flow Business Pages

Eagle Lake Business Pages

Dysart Business Pages

Dufresne Business Pages

Dsl-Grnd-slt/fls Business Pages

Don Mills Business Pages

Dollard-Des-orme Business Pages

Dixville Business Pages

Destruction Bay Business Pages

Desert Blume Business Pages

Derwent Business Pages

Denbigh Business Pages

Darwell Business Pages

Darlingford Business Pages

Constance Lake Business Pages

Conquest Business Pages

Châteauguay Business Pages

Cherhill Business Pages

Channel-Port-aux-ba Business Pages

Celista Business Pages

Carmanville Business Pages

Camperville Business Pages

Calixa-Lavallee Business Pages

Burstall Business Pages

 ***

Burr Business Pages

Buckland Business Pages

Bryson Business Pages

Brule Business Pages

Broderick Business Pages

Boylston Business Pages

Botha Business Pages

Bonsecours Business Pages

Boiestown Business Pages

Blue Ridge Business Pages

Bloomfield Stn Business Pages

Blanc-Sablon Business Pages

Blaketown Business Pages

Birchy Bay Business Pages

Berthier-Sur-mer Business Pages

Benoit Business Pages

Belcarra Business Pages

Barton Business Pages

Barnwell Business Pages

Barkerville Business Pages

Baldonnel Business Pages

Aylsham Business Pages

Arnaud Business Pages

Anglemont Business Pages

Alsask Business Pages

Alouette Business Pages

Allison Business Pages

Algonquin Hghlns Business Pages

Youbou Business Pages

York Landing Business Pages

Yellowknife Nt Business Pages

Windsor On Business Pages

Williamsford Business Pages

Whati Business Pages

Weston Business Pages

Welwyn Business Pages

 ***

Weekes Business Pages

Watervle-Carletn Business Pages

Walsh Business Pages

Wagmatcook Business Pages

Wabowden Business Pages

Viceroy Business Pages

Verchres Business Pages

Upper-Island-cv Business Pages

Upper Coverdale Business Pages

Upper Blackville Business Pages

Trout Lake Business Pages

Tomslake Business Pages

Toad River Business Pages

Thorne Business Pages

Terence Bay Business Pages

Tehkummah Business Pages

Taloyoak Business Pages

Strathclair Business Pages

Stoneham-Et-tewkesb Business Pages

Ste-Petronille Business Pages

Ste-Moniq-st-jn Business Pages

Ste-Brigitte-slt Business Pages

Ste-Anne-pocatir Business Pages

Ste-Anne-du-lac Business Pages

Staffa Business Pages

St-Stan-champln Business Pages

St-Pierre-becqts Business Pages

St-Joseph-pt-lvy Business Pages

St-Jean-d’orlns Business Pages

St-Jacques-minr Business Pages

St-Hon-temiscta Business Pages

St-Felix-d’otis Business Pages

St-Eustache Business Pages

St-Augustin-sgny Business Pages

St-Antoine-abbe Business Pages

St-Alexis-montcm Business Pages

 ***

St-Aime-des-lacs Business Pages

St Lewis Business Pages

St Eustache Business Pages

St Anthony East Business Pages

Spring Lake Business Pages

South Glengarry Business Pages

South Brook Gb Business Pages

South Business Pages

Slave Business Pages

Sinclair Business Pages

Shining Tree Business Pages

Shediac Bridge Business Pages

Serpent River Business Pages

Seldom Business Pages

Scanterbury Business Pages

Saskatoon Sk Business Pages

Sandford Business Pages

Sainte-Monique Business Pages

Sainte-Marthe-sur-le-lac Business Pages

Sainte-Marthe-sur-l Business Pages

Sainte-Louise Business Pages

Sainte-Francoise Business Pages

Sainte-Famille Business Pages

Sainte-Dorothee Business Pages

Sainte-Anne-des-pla Business Pages

Sainte-Agathe-nord Business Pages

Saint-Theophile Business Pages

Saint-Sylvestre Business Pages

Saint-Prosper-de-dorchester Business Pages

Saint-Prosper Business Pages

Saint-Philemon Business Pages

 ***

Saint-Paul-de-montminy Business Pages

Saint-Mathieu-de-be Business Pages

Saint-Marc-des-carr Business Pages

Saint-Lucien Business Pages

Saint-Louis-de-kent Business Pages

Saint-Leolin Business Pages

Saint-Jean-sur-richelieu Qc J3 Business Pages

Saint-Gilbert Business Pages

Saint-Germain-de-gr Business Pages

Saint-Eusebe Business Pages

Saint-Ephrem-de-beauce Business Pages

Saint-Cyrille-de-wendover Business Pages

Saint-Chrysostome Business Pages

Saint-Charles Business Pages

Saint-Bruno-lac-saint-jean Business Pages

Saint-Bruno-lac-sai Business Pages

Saint-Blaise-sur-richelieu Business Pages

Saint-Aubert Business Pages

Saint-Arthur Business Pages

Saint-Arsene Business Pages

Saint-Alphonse-rodr Business Pages

Saint-Adrien Business Pages

Saint Sauveur Business Pages

Répentigny Business Pages

Rush Lake Business Pages

 ***

Round Hill Business Pages

Rolphton Business Pages

Robson Business Pages

Robertville Business Pages

Rivière-Du-loup Business Pages

River Of Ponds Business Pages

Riding Mountain Business Pages

Richardson Business Pages

Rathwell Business Pages

Rapid View Business Pages

Rabbit Lake Business Pages

Quebec City Business Pages

Pte-Des-cascades Business Pages

Prud’homme Business Pages

Proton Station Business Pages

Prospect Bay Business Pages

Port-Menier Business Pages

Port Maitland Business Pages

Port De Grave Business Pages

Pointe-Verte Business Pages

Pointe-Lebel Business Pages

Pleasantdale Business Pages

Piney Business Pages

Pinehouse Lake Business Pages

Pine Grove Business Pages

Pinantan Lake Business Pages

Pikwakanagan Business Pages

Pike River Business Pages

Petit-Saguenay Business Pages

Petit-Cap Business Pages

Perth Road Business Pages

Peerless Lake Business Pages

Pangnirtung Business Pages

Packington Business Pages

Pabos Mills Business Pages

 ***

Oshawa On Business Pages

Okanagan Centre Business Pages

Oak Point Business Pages

Notre-Dame-du-nord Business Pages

Notre-Dame-du-mont-carmel Business Pages

North Weyburn Business Pages

North Tetagouche Business Pages

Nippers Harbour Business Pages

Nimpo Lake Business Pages

Nd-De-stanbridge Business Pages

Nauwigewauk Business Pages

Natuashish Business Pages

Musquash Business Pages

Mountain View Business Pages

Mossleigh Business Pages

Mortlach Business Pages

Morriston Business Pages

Moose Lake Business Pages

Monteagle Business Pages

Mont- Business Pages

Moisie Business Pages

Mississauga L5n Business Pages

Minton Business Pages

Miniota Business Pages

Mine Centre Business Pages

Milltown Business Pages

Middle River Business Pages

Middle Musquodoboit Business Pages

Metis-Sur-mer Business Pages

Mclure Business Pages

Mcleese Lake Business Pages

Marsoui Business Pages

Marsh Lake Business Pages

Margaree Harbour Business Pages

 ***

Maisonnette Business Pages

Main Brook Business Pages

Mafeking Business Pages

Lucasville Business Pages

Lower Truro Business Pages

Longue-Pt-mingan Business Pages

Long Reach Business Pages

Lone Rock Business Pages

Lintlaw Business Pages

Lingan Business Pages

Letellier Business Pages

Lebret Business Pages

Le Goulet Business Pages

Lax Kw’alaams Business Pages

Latulipe Business Pages

Lakevl-Westmrlnd Business Pages

Lakeview Business Pages

Lake Loon Business Pages

Laforce Business Pages

Lac-Cayamant Business Pages

Lac-Au-saumon Business Pages

L’anse Au Clair Business Pages

Kingman Business Pages

Kingfisher Lake Business Pages

Keg River Business Pages

Kearns Business Pages

Juniper Business Pages

Judique Business Pages

Joyceville Business Pages

Jordan Falls Business Pages

Indian Mountain Business Pages

Indian Harbour Business Pages

Hyas Business Pages

Hull Business Pages

Hudson Heights Business Pages

Hoyt Business Pages

Horwood Business Pages

 ***

Homewood Business Pages

Holland Centre Business Pages

Hoey Business Pages

Hillgrade Business Pages

Hillcrest Mines Business Pages

Highgate Business Pages

Heisler Business Pages

Hebron Business Pages

Heathcote Business Pages

Heart’s Content Business Pages

Haywood Business Pages

Hayter Business Pages

Havre-Aux-maisons Business Pages

Haut-Lameque Business Pages

Harvie Heights Business Pages

Harrietsville Business Pages

Halifax Ns Business Pages

Hacketts Cove Business Pages

Gronlid Business Pages

Greater Lakeburn Business Pages

Grandes-Piles Business Pages

Glen Morris Business Pages

Georgeville Business Pages

Garden Village Business Pages

Gameti Business Pages

Gallivan Business Pages

Galahad Business Pages

Fullarton Business Pages

Frog Lake Business Pages

Frobisher Business Pages

Frenchman Butte Business Pages

Fraser Valley Business Pages

Franquelin Business Pages

Foxwarren Business Pages

Fox Lake Business Pages

Foisy Business Pages

Fletchers Lake Business Pages

 ***

Faust Business Pages

Fassett Business Pages

Fallis Business Pages

Evansville Business Pages

Elko Business Pages

Edgewood Business Pages

Edenwold Business Pages

E Broughton Stn Business Pages

Durham Bridge Business Pages

Duparquet Business Pages

Dundee Business Pages

Douro Business Pages

Dildo Business Pages

Diamond City Business Pages

Dead Man’s Flats Business Pages

Daniels Harbour Business Pages

Dalemead Business Pages

Dakota Tipi Business Pages

Courcelette Business Pages

Cormorant Business Pages

Cormack Business Pages

Conquerall Bank Business Pages

Conne River Business Pages

Cloridorme Business Pages

Clarenceville Business Pages

Clanwilliam Business Pages

Chute-Saint-philippe Business Pages

Chute A Blondeau Business Pages

Chitek Lake Business Pages

Chilanko Forks Business Pages

Cherry Valley Business Pages

Channel-Port-aux-basques Business Pages

Chamberlain Business Pages

Central Bedeque Business Pages

Caslan Business Pages

 ***

Carrot Creek Business Pages

Caronport Business Pages

Carmangay Business Pages

Cap-D’espoir Business Pages

Cannifton Business Pages

Campden Business Pages

Cambray Business Pages

Cache Bay Business Pages

Burwash Landing Business Pages

Buick Business Pages

Buchans Business Pages

Browns Flat Business Pages

Brougham Business Pages

Brocket Business Pages

Bowsman Business Pages

Bonshaw Business Pages

Bluevale Business Pages

Blue Sea Business Pages

Blackfoot Business Pages

Black Point Business Pages

Bishopton Business Pages

Big Lake Ranch Business Pages

Bienfait Business Pages

Belnan Business Pages

Belliveau Cove Business Pages

Bellevue, Wa 98004 Business Pages

Belleoram Business Pages

Bedell Business Pages

Beatty Business Pages

Beardsley Business Pages

Baynes Lake Business Pages

Bay De Verde Business Pages

Baie-Trinite Business Pages

Baie-Bouctouche Business Pages

Badjeros Business Pages

Back Bay Business Pages

Avondale Business Pages

 ***

Arthurette Business Pages

Armstrong Station Business Pages

Apple Hill Business Pages

Alonsa Business Pages

Aldouane Business Pages

Akulivik Business Pages

Afton Station Business Pages

Admiral Business Pages

News

Markham BuildUp Investment Corporation

We help you to WIN New Online Customers every day.

Our BEST Business Directory on page ONE one in most search engines.

Try to google for example:

Markham BEST Business Directory

Vancouver BEST Business Directory

or any other Canadian city BEST Business Directory and you will find our BEST Business Directory right away.

Let us help highlight Your Business in one of the First directories online customers will open too.

Request a one year Business Listing in BEST Business Directory pages – BEST listing is only $39 per year.

Click here to Create your listing now

Join BEST Canadian companies in our BEST Business directory for only USD $69 per year or USD $169 for a 3 year listing. Submit your request today: marketing@mbicorp.ca

Place your image ads for only USD $169 per year. Request an image ad placement today: marketing@mbicorp.ca

***

Apr 18, 2018

The Bank of Canada today maintained its target for the overnight rate at 1.25 per cent.

***

Mar 7, 2018

The Bank of Canada today maintained its target for the overnight rate at 1.25 per cent.

***

Jan 18, 2018

The Bank of Canada raised interest rates in July for the third time in eight years, increasing the overnight lending rate to 1.25 per cent from 1.00 per cent previously.

***

Dec 6, 2017

The Bank of Canada today maintained its target for the overnight rate at 1 per cent.

***

Oct 25, 2017

The Bank of Canada today maintained its target for the overnight rate at 1 per cent.

***

Oct 17, 2017

OSFI is reinforcing a strong and prudent regulatory regime for residential mortgage underwriting (OSFI):
“OTTAWA – October 17, 2017 – Office of the Superintendent of Financial Institutions Canada

Today the Office of the Superintendent of Financial Institutions Canada (OSFI) published the final version of Guideline B-20 − Residential Mortgage Underwriting Practices and Procedures. The revised Guideline, which comes into effect on January 1, 2018, applies to all federally regulated financial institutions.

The changes to Guideline B-20 reinforce OSFI’s expectation that federally regulated mortgage lenders remain vigilant in their mortgage underwriting practices. The final Guideline focuses on the minimum qualifying rate for uninsured mortgages, expectations around loan-to-value (LTV) frameworks and limits, and restrictions to transactions designed to circumvent those LTV limits.

OSFI is setting a new minimum qualifying rate, or “stress test,” for uninsured mortgages.

Guideline B-20 now requires the minimum qualifying rate for uninsured mortgages to be the greater of the five-year benchmark rate published by the Bank of Canada or the contractual mortgage rate +2%.
OSFI is requiring lenders to enhance their loan-to-value (LTV) measurement and limits so they will be dynamic and responsive to risk.

Under the final Guideline, federally regulated financial institutions must establish and adhere to appropriate LTV ratio limits that are reflective of risk and are updated as housing markets and the economic environment evolve.
OSFI is placing restrictions on certain lending arrangements that are designed, or appear designed to circumvent LTV limits.

A federally regulated financial institution is prohibited from arranging with another lender a mortgage, or a combination of a mortgage and other lending products, in any form that circumvents the institution’s maximum LTV ratio or other limits in its residential mortgage underwriting policy, or any requirements established by law.”

***

Sep 6, 2017

The Bank of Canada raised interest rates in July for the second time in seven years, increasing the overnight lending rate to 1.00 per cent from 0.75 per cent previously.

***

Jul 12, 2017

The Bank of Canada raised interest rates in July for the first time in seven years, increasing the overnight lending rate to 0.75 per cent from 0.5 per cent previously.

***

Jul 6, 2017

The more immediate change was unveiled in July, when Canada’s banking regulator, the Office of the Superintendent of Financial Institutions (OSFI), unveiled a proposed new rule change that would impact a broad swath of Canadian home buyers.
OSFI said it plans to require home buyers who do not need mortgage insurance – those with down payments greater than 20 per cent of the purchase price – to prove they could still afford their mortgages if interest rates were two percentage points higher than the rate they are offered by their bank.
The current five-year fixed rate is based on the most common rate for that term at the six major banks. It currently sits at 4.64 per cent, about 200 basis points higher than actual rates — effectively meaning consumers must qualify based on the ability to make a much higher monthly payment. That ultimately means a smaller loan.

***

Jun 12, 2017

Toronto’s proposed registration and licensing system for Airbnb style short-term rentals will proceed to public consultations after Mayor John Tory’s executive committee approved city staff’s draft plan on Monday night.
City staff produced a report proposing that short-term rentals be legal for up to three rooms or an entire home in Toronto as long as it is a person’s principal residence.

***

Jun 12, 2017

City staff have been given the go-ahead from Mayor John Tory’s executive committee to look at creating a vacant home tax.
In housing crunch, 15,000 to 28,000 Toronto homes sit empty, says new city report
They arrived at their figure by looking at Toronto Hydro data on addresses where electricity and water hadn’t been used in a year.
The city estimates those empty homes represent 2 to 4 per cent of all housing units.

***

May 24, 2017

The Bank of Canada today maintained its target for the overnight rate at 0.50 per cent.

***

Apr 29, 2017

Victoria has dropped its bid to have the province impose a 15 per cent non-resident buyers tax on real estate transactions.

***

Apr 20, 2017

Ontario’s Fair Housing Plan changes from 04/20/2017
Rental housing
1. Expanding rent control to all private rental units
2. Introduce legislation to standardize language in rental leases and make other changes to the Residential Tenancies Act
3. Making sure multi-residential apartment buildings are charged property taxes at similar rates to other residential properties
4. A $125-million program over five years “to further encourage the construction of new rental apartment buildings”
Foreign buyers and speculation
5. Introducing a 15-per-cent “Non-Resident Speculation Tax” in the Greater Golden Horseshoe region
6. Partnering with the Canada Revenue Agency to strengthen reporting requirements and make sure taxes are paid on real-estate purchases and sales
‘Property scalpers’ beware
7. Working to understand and tackle real-estate practices that allow “paper flipping” and other speculation
8. Reviewing rules for real-estate agents to “ensure that consumers are fairly represented”
Vacancy tax
9. Introducing legislation to let Toronto “and potentially other municipalities” introduce vacancy taxes
Other changes
10. Create new market housing and affordable-housing units with surplus provincial land
11. Creating a “Housing Supply Team” to identify obstacles to housing developments and work with developers and municipalities to address them
12. Establishing a group to advise the government on the housing market and the effects of the newly announced changes
13. Educating consumers on their rights in real-estate transactions
14. Giving municipalities “flexibility” to use property taxes to fuel development
15. Overhauling standards for elevator repair
16 An updated Growth Plan with municipalities to address density and “an appropriate range of unit sizes”

***
Dec 15, 2016

B.C. offers interest-free loans up to $37.5K to 1st-time home buyers.

***

Apr 12, 2017

The Bank of Canada today maintained its target for the overnight rate at 0.50 per cent.

***

Mar 1, 2017

The Bank of Canada today maintained its target for the overnight rate at 0.50 per cent.

***

Jan 18, 2017

The Bank of Canada today maintained its target for the overnight rate at 0.50 per cent.

***

Dec 7, 2016

The Bank of Canada today maintained its target for the overnight rate at 0.50 per cent.

***

Oct 30, 2016

The Federal Government is also instituting new eligibility rules for low-ratio (higher than 20% down payment) mortgages backed by government insurance.
As of November 30, 2016,  to be eligible for government insurance, new mortgages must meet the following requirements:
1. A loan whose purpose includes the purchase of a property or subsequent renewal of such a loan;
2. A maximum amortization length of 25 years;
3. A maximum property purchase price below $1,000,000 at the time the loan is approved;
4. For variable-rate loans that allow fluctuations in the amortization period, loan payments that are recalculated at least once every five years to conform to the original amortization schedule;
5. A minimum credit score of 600 at the time the loan is approved;
6. A maximum Gross Debt Service ratio of 39 per cent and a maximum Total Debt Service ratio of 44 per cent at the time the loan is approved, calculated by applying the greater of the mortgage contract rate or the Bank of Canada conventional five-year fixed posted rate; and,
A property that will be owner-occupied.

***

Oct 17, 2016

CRA new schedule to report sale of property to be eligible for principal residence tax exemption
All (not only variable) insured mortgages must undergo a “stress test” (current 4.64%) that ensures a borrower’s ability to make their mortgage payments at a higher interest rate.
Monoline lenders new financing
To qualify for mortgage insurance, a homebuyer’s debt servicing ratio must be no higher than:
Gross Debt Service – 39 per cent of household income, including mortgage payment, taxes and heating costs.
Total Debt Service – 44 per cent of household income, including mortgage payment, taxes, heating costs and all other debt payments.
The announced measure will apply to new mortgage insurance applications received on October 17, 2016 or later. This measure will not apply to mortgage loans where:
before October 3, 2016: a mortgage insurance application was received;
the lender made a legally binding commitment to make the loan;
the borrower entered into a legally binding agreement of purchase and sale for the property against which the loan is secured.

Mortgage loans for which mortgage insurance applications are received after October 2, 2016 and before October 17, 2016 are also not affected by the rule change, provided that the mortgage is funded by March 1, 2017. Homeowners with an existing insured mortgage or those renewing existing insured mortgages are not affected by this measure.

***

Aug 1, 2016

BC 15% tax on transfers by foreign nationals in 22 Vancouver and burbs

***

Feb 15, 2016

Increased minimum down payment from 5% to 10% on the portion over 500K

***

Jul 9, 2012

As of July 9, 2012, the rules for government-backed insured mortgages will tighten
again in Canada. This will be the fourth round of rule tweaking since 2008.
1. Canada’s Finance Minister Jim Flaherty today announced that the maximum amortization
period for government-backed insured mortgages will be reduced to 25
years from 30 years.
2. The maximum amount that an individual can borrow when refinancing will be
lowered to 80% from 85%.
3. The federal government will set a maximum for gross debt-service ratio (GDS) at
39% and lower the maximum for total debt-service ratio (TDS) to 44% from 45%.
4. Government-backed insured mortgages will no longer be available for homes with
a purchase price of $1 million or more.
5. In a separate announcement today, the Office of the Superintendent of Financial
Institutions (OFSI) issued its final guideline on residential mortgage underwriting
and practices, which among other things, define internal controls, reporting and
monitoring expected of federally-regulated financial institutions.

***

Jan 17, 2011

Reduce the maximum amortization period to 30 years from 35 years for new government-backed insured mortgages with loan-to-value ratios of more than 80 per cent. This will significantly reduce the total interest payments Canadian families make on their mortgages, allow Canadian families to build up equity in their homes more quickly, and help Canadians pay off their mortgages before they retire.
Lower the maximum amount Canadians can borrow in refinancing their mortgages to 85 per cent from 90 per cent of the value of their homes. This will promote saving through home ownership and limit the repackaging of consumer debt into mortgages guaranteed by taxpayers.
Withdraw government insurance backing on lines of credit secured by homes, such as home equity lines of credit, or HELOCs. This will ensure that risks associated with consumer debt products used to borrow funds unrelated to house purchases are managed by the financial institutions and not borne by taxpayers.

***

Feb 16, 2010

The Government will therefore adjust the rules for government-backed insured mortgages as follows:
Require that all borrowers meet the standards for a five-year fixed rate mortgage even if they choose a mortgage with a lower interest rate and shorter term. This initiative will help Canadians prepare for higher interest rates in the future.
Lower the maximum amount Canadians can withdraw in refinancing their mortgages to 90 per cent from 95 per cent of the value of their homes. This will help ensure home ownership is a more effective way to save.
Require a minimum down payment of 20 per cent for government-backed mortgage insurance on non-owner-occupied properties purchased for speculation.

***

Between 2008 and 2012

Ottawa tightened rules for new insurable loans four times between 2008 and 2012, including upping the minimum down payment to five per cent and reducing the maximum amortization period to 25 years from 30.

***
Oct 15, 2008

Cutting the maximum amortization period to 35 years from 40.
Requiring a minimum down payment of five per cent, whereas loans for 100 per cent of the price are possible now.
Establishing a requirement for a consistent minimum credit score.
Introducing new loan-documentation standards.

Euro Wellness Club




We help you to WIN new customers every day.

Join The Best Canadian companies in our Best Business directory.




Euro Wellness Club provide quality Massage Therapy Services according to the standards of the College of Massage Therapists of Ontario. Our friendly and experienced Registered Massage Therapists (RMTs) who strive to give every client personalized, customized treatments are here to help you achieve your wellness goals. Most of our clients are seeing us to address a specific physical limitation, injury or condition, but many desire the benefits of a long-term treatment programme. We dedicate ourselves to providing noticeable and measurable results to every person who walks through our doors, assisting each of our clients in reaching their physical goals.

Euro Wellness Club offers you professional Massage Therapy services to relieve the pain and decrease the stress from your daily routine. For your best care our massage therapists are certified and in good standings within the regulatory body of the Ontario College of Massage Therapists (CMTO). They have outstanding understanding of the anatomy and physiology of the human body. They also have European education about Swedish and Sports massages. By these combinations of knowledge and experiences you will find the unique therapeutic techniques, which Euro Wellness Club offers, to be unforgettable and effective. We will work with you to ensure your comfort and safety. We are always looking to upgrade our skills to provide you with the best service possible. We maintain a clean and healthy environment so that your massage session is a pleasant one.

Our massages increases circulation, thereby eliminating toxins from the tissues and replenishing the tissues with nutrients. This increases tissue health leading to increased overall health. The massages assists the body in recovering from an illness or injury more quickly, allowing the body to return to optimal functioning in a shorter time frame and possibly preventing the injury or illness from progressing to further, more complicated scenarios.

Euro Wellness Club have the winning combination in our wide variety of treatments, gifted hands and willingness to really hear what you are saying and provide you with the massage which your body needs.
We have learned that people will forget what you said and forget what you did, but they will never forget how you made them feel. If you are looking for a new therapist, you are curious about what treatments are out there or you are just scared because the last time you got hurt, come in and see our therapists.

Euro Wellness Club is located at the very convenient location close to Sheppard Ave & Yonge Street intersection with easy access by car or TTC. Plenty of free parking is available. Our services are covered by most comprehensive benefit packages. Receipts are provided for insurance submission. Take time out to relax and unwind, visit Euro Wellness Club

to make an appointment. We recommend you to contact us prior to your visit.

Renewable Investments




We help you to WIN new customers every day.

Join The Best Canadian companies in our Best Business directory.

Submit a request to be listed today and take advantage of our current promotion.





Solar PV market of CEE and SEE countries to triple to 26.9 GW by 2025

Cities, States, Industry Increase Commitments to Promote Community Solar

Renewable Energy

India May Set Up National Renewable Energy Certification

Storage solutions for UAE’s renewable energy vital for future progress

Germany’s Energy Poverty: How Electricity Became a Luxury Good

China Leads In Renewable Investment — Again!

Germany Sets New Record, Generating 74 Percent Of Power Needs From Renewable Energy

Renewable Energy – Invest in Canada

Complete shift to renewable energy within Canada’s reach, academics say

$11B invested in renewable energy in Canada in 2014: report

Business Intelligence




We help you to WIN new customers every day.

Join The Best Canadian companies in our Best Business directory.

Submit a request to be listed today and take advantage of our current promotion.




We work with you to understand your products and to identify the right strategy to increase sales in existing and new markets.

We provide in dept, strategic industry analysis to develop a growth strategy specifically for your company.

We help you promote your products and connect you to your target customers.

We focus on finding and developing new markets for your products.

We look at your target market, your competition, the products you are selling and your market position to help you achieve your goals.

We promote your products in developing markets, decreasing your risk and solidifying your position in those markets.

We look at your market research, pricing, advertising and promotions specific to your local market.

We leverage our extensive business contacts to find the right customers for your products.

Employing our new customer acquisition experience both in Europe and North America we make sure your products find their way to new markets and your brand is established and in demand. We explore new markets, increasing your sales and limiting your risk. Allow us to promote and expand your business…

Just contact us for a FREE Marketing Consultation

Organic lavender essential oil

We help you to WIN new customers every day.

Join The Best Canadian companies in our Best Business directory.

Submit a request to be listed today and take advantage of our current promotion.

Gea Commerce-5 Ltd. are presently devoted to growing lavender plants on a plot of land with an area of 130 decares owned by us. Engaged in joint efforts with specialists working at the Institute of Roses and Essential Oil Crops, which enjoys a history of more than a hundred years, we planted several traditional types of Bulgarian lavender: Hemus, Druzhba, Yubileyna, Sevtopolis, which give unique fragrance and bring outstanding certification characteristics for the essential oil.


For more information Contact us today.

Paste your AdWords Remarketing code here